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GOVERNING BOARD MEMBERS CHRIS FITE JIM KELLY ELVA SALINAS ROBERT SHIELD DR. GARY WOODS

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SUPERINTENDENT DR. TIM GLOVER

COMMITTED TO EXCELLENCE S I N C E 1 9 2 0

June 1, 2017 Dear valued employees, RE: Exchange Notice We would like to inform you of the availability of medical insurance through the “Marketplace” (aka Exchange) available in your state and established pursuant to the national health care legislation (The Affordable Care Act). This Marketplace Notice will inform you of important information pertaining to the existence, contact information for, and services provided to you by the Marketplace. In addition, this Notice will provide important information to you regarding your employer-sponsored plan. This Notice is available on the web at: www.guhsd.net. General Information on the Affordable Care Act (ACA) Health Care Reform encourages each state to set up an Exchange (also known as “Marketplace”) where medical insurance can be purchased. If a state chooses not to set up a State Exchange, then the federal government will set up a Federal Exchange in that state. California has a State Exchange called Covered California. You can find out more information about the plan designs being offered, the availability of tax credits / governments subsides, and the expansion of Medi-Cal by logging onto www.coveredca.com.

The Affordable Care Act requires that most U.S. citizens and legal residents have qualifying health insurance coverage starting January 1, 2014, or pay a penalty. The Exchange will include four basic levels of coverage: Bronze (lowest level), Silver, Gold, and Platinum (highest level). As the coverage level goes up; Bronze to Platinum; the monthly cost increases, but the services offered require less out-of-pocket for most services. The choice will be up to the participant. The attached Notice provides information about: 

The Healthcare Exchanges / Marketplace;

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How to request assistance in accessing the State (or federal) Exchange;

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The availability of premium tax credits (if applicable); and

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The impact to an employee if the decision is made to purchase a health plan through the Exchange.

(OVER)

POST OFFICE BOX 1043 TELEPHONE (619) 644-8029

LA MESA, CALIFORNIA 91944-1043

www.guhsd.net FAX (619) 460-0334

Exchange Notice For Benefit Eligible Employees 

Grossmont Union High School District provides medical coverage which meets the requirements of the Affordable Care Act. −

The medical coverage meets minimum value requirements as well as affordability requirements.

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Because the Grossmont Union High School District medical plans meet Health Care Reform requirements, you and/or your dependents probably will not be eligible for government subsidies / tax credits through the State Exchange. A financial hardship exemption for the individual penalty may be available based on your household income.

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Additional information on the California State Exchange can be found at www.coveredca.com. −

Open enrollment for the State Exchange is scheduled to start October 1st and medical coverage will be effective January 1, of the following year.

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An illustration of the plan designs available can be found on the California State Exchange website.

For Non-Benefit Eligible (Part-Time Employees) 

Please see the attached Notice in regards to your options surrounding Health Care coverage available through the Marketplace starting January 1, 2014.

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The California State Exchange will start open enrollment October 1st and your medical coverage will be effective January 1 of the following year.

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Depending on your household income, you and/or your family may be eligible for government subsidies / tax credits via the State Exchange. The tax credits help lower the cost of medical coverage for individuals and families who meet certain income requirements and are not offered affordable and minimum value health insurance from an employer, or not eligible for a government program that meets minimum coverage requirements. Additional information can be found on Covered California’s website located at http://www.coveredca.com/individuals_and_families.html#faq-10.

Questions? Any questions regarding this letter, the Exchange Notice or others regarding Health Care Reform may be directed California Covered: 

By Phone: o

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800/300-1506

By Website: o

www.coveredca.com

Sincerely,

Debbie Bryant Benefits Specialist - Confidential

POST OFFICE BOX 1043 TELEPHONE (619) 644-8029

LA MESA, CALIFORNIA 91944-1043

www.guhsd.net FAX (619) 460-0334