Every active appraiser, or applicant for an active appraiser’s credential, must have in effect a policy of errors and omissions insurance to cover all acts requiring a license. C. Licensees or applicants may obtain errors and omissions coverage independent of the group plan from any insurance carrier subject to the following terms and conditions: 1. Individual policies must, at a minimum, comply with the following conditions and the insurance carrier must certify compliance in an affidavit issued to the insured licensee or applicant in a form specified by the Board. The insurance carrier agrees to immediately notify the Board of any cancellation or lapse in coverage. Independent individual coverage must provide, at a minimum, the following: K. Prior acts coverage shall be offered to licensees with continuous past coverage.


Pursuant to 12-61-706(6)(a), C.R.S., the Board must establish the fitness standards that an applicant for a license or certification must demonstrate. Therefore, an applicant must demonstrate that he or she does not possess a background that could call into question the public trust. Some of the criteria that the Board may evaluate in determining whether the public trust may be called into question are: 1. Whether the applicant has previously had an appraiser credential revoked; 2. Whether the applicant has previously had a professional license disciplined in any jurisdiction; 3. Whether the applicant has been convicted of, or pled guilty or nolo contendere to, a crime; or 4. Whether the applicant has failed to demonstrate that he or she possesses the character necessary to command the confidence of the community and to warrant a determination that the applicant will operate honestly, fairly and efficiently within the scope and purpose of real property appraisal practice.

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