October 23, 2015 MEDIA CONTACT Vincent Plymell P 303-894-2261 C 303-910-9614 [email protected] www.dora.colorado.gov/insurance

Individual at 150% of the Federal Poverty Level (FPL) 4% of household income required by law as contribution to health insurance (for an individual at 150% of the FPL) 2014 annual income of \$17,505 (monthly: \$1,458.75) 2015 annual income of \$17,655 (monthly: \$1,471.25)

Calculation for APTC for 2015 (using FPL for 2014)  4% of \$1,458.75 = \$58.35 (expected monthly household contribution)  Second-lowest silver plan monthly premium = \$300  \$300 - \$58.35 = \$241.65 \$241.65 was the amount of APTC for 2015 for this person. Calculation for APTC for 2016 (using FPL for 2015)  4% of \$1,471.25= \$58.85 (expected monthly household contribution)  Second-lowest silver plan monthly premium = \$400 (an increase from 2015)  \$400 - \$58.85 = \$341.42 \$341.42 will be the amount of APTC for 2016 for this person. APTCs are only available if insurance is purchased through Connect for Health Colorado. Consumers can visit www.connectforhealthco.com or call 855-752-6749 for more information about tax credits.

### The Colorado Division of Insurance regulates the insurance industry and assists consumers and other stakeholders with insurance issues. Visit www.dora.colorado.gov/insurance for more information or call 303-894-7499 / toll free 800-930-3745. DORA is dedicated to preserving the integrity of the marketplace and is committed to promoting a fair and competitive business environment in Colorado. Consumer protection is our mission. Visit www.dora.colorado.gov for more information or call 303-894-7855 / toll free 1-800-886-7675.

## 2016 FAQ Plans and Premiums.pdf

Page 2 of 4. Doesn't the Division of Insurance regulate the cost of healthcare? The DOI also does not regulate healthcare costs, which drives the cost of ...

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